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Adult Finance

Further Education 

If you are 19+ and looking to fund your course for the 2020-21 academic year, you can with the Advanced Learner Loan. Government loans are now available to students aged 19 and over for eligible Further Education courses at Levels 3 to 6. This will not affect your entitlement to full funding for your First Full Level 3 qualification for those aged 19 to 23. 

The Advanced Learner Loan will be available to students’ aged 19+ starting eligible Further Education courses from 1st August 2020 onwards. You can apply for the loan from May 2020. 

Before making your decision to take a loan, we recommend you visit the Money Advice Service website for independent advice. 


Qualifying for an Advanced Learner Loan all depends on your course, college or training provider, age and nationality or residency status. 

Advanced Learning Loan Further Information 

The loan is easy to apply for, your household income is not taken into account and it does not involve a credit check. If your course is eligible, the loan will fund your tuition fees at Level 3 and above, including HE Access courses. You only start to pay back the loan once you have finished your course and you are earning over £25,000. Until then you do not need to pay back anything, but you can make voluntary repayments at any time. 

Payments and Interest 

Whether you are a parent returning to work, a job seeker looking to enhance your employment prospects, or you are thinking about a career change, there is a Havering Colleges course that is right for you, and the financial help to get you started. 

How to Apply 

If you decide to apply for the loan you need to obtain a learning and funding information letter from our Admissions Team - you will receive this letter following your offer of a place on the course. You will need a National Insurance number to complete your loan application and a valid passport, if you have one. 

If you need assistance with your online application, Student Services are happy to help. Come and see us with your learning and funding information letter, your National Insurance number and passport. 



If you are studying a degree course do not apply for the Advanced Learner Loan, please see information on applying for Higher Education funding on 

Advanced Learner Loan Bursary Fund 

For students in hardship, you may be eligible for financial assistance with childcare fees and travel costs for the days you attend your course. Eligibility criteria apply and you need to have an approved Advanced Learner Loan. Contact Student Services for more information on 01708 462718. 


Payment Methods 

We accept payment by cash, cheque, debit/credit card, direct debit and bank transfer. Please note that the maximum cash payment accepted is £500. We do not accept payment by American Express. 

Payment by Instalments: 

  • If your total course fees are over £300 you may be eligible to spread the cost by instalments. Should you meet the criteria, your first instalment is payable at enrolment. 
  • Course fees between £300 to £1,600 - first instalments to be paid at enrolment, followed by 4 instalments by direct debit from October to January. 
  • Course fees over £1,600 – first instalment to be paid at enrolment, followed by 7 instalments by direct debit from October to April. 
  • Instalments are not available on short courses. 

If you are granted an instalment plan, attendance on the course is dependent on your instalments being paid as agreed. A £15 administration fee may be added to your account for late payment. Failure to meet the payment dates can also result in your access to the College and its facilities being denied. 

For more specific information on available instalment plans, please call Admissions on 01708 462833 or email

Payment by Student Loan/Advanced Learning Loan 

Some courses attract a loan from the Student Loans Company. If you would like to use a student loan to pay part or all of your course fees, you will need to bring your Student Finance approval letter or payment advice to your enrolment. 

Payment by an Employer 

If you would like your employer to receive an invoice for your course fees, please bring a letter from your employer to your enrolment session. The letter should state your name, the course you are enrolling onto and how much of the fee they intend to pay. 

Withdrawing from your Course 

Please be aware that should you withdraw from the course, the fees are payable in full and any outstanding fees will need to be settled.